Downtown Orlando

109 E Church Street
Suite 100
Orlando, FL 32801 Phone (407) 637-3740 Email Lobby Hours 9:00 a.m. -4:00 p.m., Mon-Thurs 9:00 a.m.-5:00 p.m. Friday Drive Thru Hours 9:00 a.m. -5:00 p.m., Mon-Fri

Gainesville

5023 NW 8th Avenue Gainesville, FL 32605 Phone (352) 692-5280 Email Lobby Hours 9:00 a.m. – 5:00 p.m., Mon - Fri Drive Thru Hours 8:30 a.m. – 5:00 p.m., Mon – Fri

Jacksonville

10151 Deerwood Park Boulevard Building 300 Suite 110 Jacksonville, FL 32256 Phone (904) 407-4740 Email Lobby Hours 9:00 a.m. - 4:00 p.m. Mon-Thurs 9:00 a.m. - 5:00 p.m. Friday

St. Augustine Beach

3970 A1A South St. Augustine, FL 32080 Phone (904) 460-7300 Email Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Drive Thru Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri

Tampa – Downtown

501 East Kennedy Boulevard Suite 150 Tampa, FL 33602 Phone (813) 223-9040 Email Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Fri

Downtown Orlando

109 E Church Street
Suite 100
Orlando, FL 32801 Lobby Hours 9:00 a.m. -4:00 p.m., Mon-Thurs 9:00 a.m.-5:00 p.m. Friday Drive Thru Hours 9:00 a.m. -5:00 p.m., Mon-Fri Get Directions

Gainesville

5023 NW 8th Avenue Gainesville, FL 32605 Lobby Hours 9:00 a.m. – 5:00 p.m., Mon - Fri Drive Thru Hours 8:30 a.m. – 5:00 p.m., Mon – Fri Get Directions

Jacksonville

10151 Deerwood Park Boulevard Building 300 Suite 110 Jacksonville, FL 32256 Lobby Hours 9:00 a.m. - 4:00 p.m. Mon-Thurs 9:00 a.m. - 5:00 p.m. Friday Get Directions

St. Augustine Beach

3970 A1A South St. Augustine, FL 32080 Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Drive Thru Hours 9:00 a.m. – 4:00 p.m., Mon – Thurs 9:00 a.m. – 5:00 p.m., Fri Get Directions

Tampa – Downtown

501 East Kennedy Boulevard Suite 150 Tampa, FL 33602 Lobby Hours 9:00 a.m. – 4:00 p.m., Mon – Fri Get Directions
Florida Capital Bank Close

Deposit Account Rates

Rates below are effective as of: August 25, 2014 APY is the Annual Percentage Yield for the account
Personal Accounts
Product Type
Interest Rate
APY

Florida Capital Prime Account

Minimum Opening Deposit: $1,000

0.10%
0.10%

Personal Capital Checking

Minimum Opening Deposit: $1,000

0.15%
0.15%

Personal Savings Account

Minimum Opening Deposit: $100 (Including Minor Savings)

0.10%
0.10%
 
 
 

Money Market Account

(Minimum Opening Deposit: $1,000)

 
 

$100,000 and Higher

0.35%
0.35%

$10,000 – $99,999.99

0.25%
0.25%

Less Than $10,000

0.15%
0.15%
Business Accounts
Product Type
Interest Rate
APY

Business NOW Checking

Minimum Opening Deposit: $1,000 

(eligibility restrictions apply)

0.10%
0.10%

Non-For-Profit Checking

Minimum Opening Deposit: $2,500

(Offered to Non-For-Profit Entities Only)

0.25%
0.25%

Business Savings Account

Minimum Opening Deposit: $1,000

(Funds at account opening must be new to Florida Capital Bank. Checking account required.)

0.10%
0.10%

Money Market Account

Minimum Opening Deposit: $5,000

 
 

$100,000 and Higher

0.35%
0.35%

$10,000 – $99,999.99

0.25%
0.25%

Less Than $10,000

0.15%
0.15%

Earnings Credit Rate:
0.50% (June 2013)

For business deposit accounts on analysis.  Used to offset service charges.

 
 

IOTA Account:

( No Minimum Opening Balance Required)

 
 

$100,000 and Higher

0.15%
0.15%

Less Than $100,000

0.10%
0.10%
Certificate of Deposit and IRA
Term
Interest Rate
APY

Certificate of Deposit and IRA

Minimum Opening Deposit:
$2,000 – Personal
$10,000 – Business

 
 

1 year

0.25%
0.25%

2 years

0.30%
0.30%

3 years

0.40%
0.40%

4 years

0.40%
0.40%

5 years

0.50%
0.50%

Testimonials

"Florida Capital Bank continues to be a solid resource for all types of banking services."

Mike Underwood, M.L. Underwood Construction

"It's time to make a change to the experienced bankers at Florida Capital Bank. "

Bart Worley, Premiums, Promotions & Imports

"You are extremely responsive and the customer service is outstanding."

Lynn Balaban, Lynn Balaban, CPA, P.A.

Deposit Rates

Click here for information on our deposit products offering the best rates with most competitive fees.

Available Real Estate

For information on available and foreclosed real estate, please download our pdf.

Security

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