You take care of your clients. Let us take care of you!
We make it our business to get to know yours.
Known for attention to detail. Like your name, for instance.
Here, you've got a lot more than just money in the bank.

“After dealing with the amazing staff at Florida Capital for the past few years, I can’t imagine banking anywhere else."

- Skatepark of Tampa

We offer a variety of mortgage loan options. Click here for more information.

“If I have to take a number, I want it to be number “1”, and it is with Florida Capital Bank."

- Murphy Lighting Systems

"We stick with Florida Capital Bank because they have done a great job building a relationship…
they care."

- Tim's Wine Market

We’re dedicated to making it easier for you to grow your business by providing you the financial services tools and products you need to help you be successful.

We’re all about giving you the personalized care and attention that you deserve. Click here to learn more about our Customer Service.

We invest the time to really get to know you and your company. Click here to learn more about our Business Banking options.

Click here to view our online banking demonstrations.

"I can honestly say that we would not have the success that we enjoy today without our FLCB relationship."

- Larsen & Associates, P.A..

With our local and fast decision-making process, you’ll have the funds you need before you know it. Click here to review our Loan Products.

Florida Capital Bank Close

Deposit Account Rates

Rates below are effective as of: September 1, 2014 APY is the Annual Percentage Yield for the account
Personal Accounts
Product Type
Interest Rate
APY

Florida Capital Prime Account

Minimum Opening Deposit: $1,000

0.10%
0.10%

Personal Capital Checking

Minimum Opening Deposit: $1,000

0.15%
0.15%

Personal Savings Account

Minimum Opening Deposit: $100 (Including Minor Savings)

0.10%
0.10%
 
 
 

Money Market Account

(Minimum Opening Deposit: $1,000)

 
 

$100,000 and Higher

0.35%
0.35%

$10,000 – $99,999.99

0.25%
0.25%

Less Than $10,000

0.15%
0.15%
Business Accounts
Product Type
Interest Rate
APY

Business NOW Checking

Minimum Opening Deposit: $1,000 

(eligibility restrictions apply)

0.10%
0.10%

Non-For-Profit Checking

Minimum Opening Deposit: $2,500

(Offered to Non-For-Profit Entities Only)

0.25%
0.25%

Business Savings Account

Minimum Opening Deposit: $1,000

(Funds at account opening must be new to Florida Capital Bank. Checking account required.)

0.10%
0.10%

Money Market Account

Minimum Opening Deposit: $5,000

 
 

$100,000 and Higher

0.35%
0.35%

$10,000 – $99,999.99

0.25%
0.25%

Less Than $10,000

0.15%
0.15%

Earnings Credit Rate:
0.50% (June 2013)

For business deposit accounts on analysis.  Used to offset service charges.

 
 

IOTA Account:

( No Minimum Opening Balance Required)

 
 

$100,000 and Higher

0.15%
0.15%

Less Than $100,000

0.10%
0.10%
Certificate of Deposit and IRA
Term
Interest Rate
APY

Certificate of Deposit and IRA

Minimum Opening Deposit:
$2,000 – Personal
$10,000 – Business

 
 

1 year

0.25%
0.25%

2 years

0.30%
0.30%

3 years

0.40%
0.40%

4 years

0.40%
0.40%

5 years

0.50%
0.50%

Testimonials

"Florida Capital Bank continues to be a solid resource for all types of banking services."

Mike Underwood, M.L. Underwood Construction

"It's time to make a change to the experienced bankers at Florida Capital Bank. "

Bart Worley, Premiums, Promotions & Imports

"You are extremely responsive and the customer service is outstanding."

Lynn Balaban, Lynn Balaban, CPA, P.A.

Deposit Rates

Click here for information on our deposit products offering the best rates with most competitive fees.

Available Real Estate

For information on available and foreclosed real estate, please download our pdf.

Security

To protect your personal information and your computer, please view our security alerts and notifications.