Oct 19, 2012

FLORIDA CAPITAL BANK RAISES ADDITIONAL CAPITAL

JACKSONVILLE, FL; October 10, 2012 – Florida Capital Bank closed on $17,263,000 of additional capital in the third quarter 2012, bringing the total amount of capital raised since December 2011 to $33,520,000.  Florida Capital Bank CEO Malcolm Jones believes that this latest accomplishment demonstrates that the bank is on the right path. “I’m very pleased […]

Florida Capital Bank Close

Deposit Account Rates

Rates below are effective as of: July 28, 2014 APY is the Annual Percentage Yield for the account
Personal Accounts
Product Type
Interest Rate
APY

Florida Capital Prime Account

Minimum Opening Deposit: $1,000

0.10%
0.10%

Personal Capital Checking

Minimum Opening Deposit: $1,000

0.15%
0.15%

Personal Savings Account

Minimum Opening Deposit: $100 (Including Minor Savings)

0.10%
0.10%
 
 
 

Money Market Account

(Minimum Opening Deposit: $1,000)

 
 

$100,000 and Higher

0.35%
0.35%

$10,000 – $99,999.99

0.25%
0.25%

Less Than $10,000

0.15%
0.15%
Business Accounts
Product Type
Interest Rate
APY

Business NOW Checking

Minimum Opening Deposit: $1,000 

(eligibility restrictions apply)

0.10%
0.10%

Non-For-Profit Checking

Minimum Opening Deposit: $2,500

(Offered to Non-For-Profit Entities Only)

0.25%
0.25%

Business Savings Account

Minimum Opening Deposit: $1,000

(Funds at account opening must be new to Florida Capital Bank. Checking account required.)

0.10%
0.10%

Money Market Account

Minimum Opening Deposit: $5,000

 
 

$100,000 and Higher

0.35%
0.35%

$10,000 – $99,999.99

0.25%
0.25%

Less Than $10,000

0.15%
0.15%

Earnings Credit Rate:
0.50% (June 2013)

For business deposit accounts on analysis.  Used to offset service charges.

 
 

IOTA Account:

( No Minimum Opening Balance Required)

 
 

$100,000 and Higher

0.15%
0.15%

Less Than $100,000

0.10%
0.10%
Certificate of Deposit and IRA
Term
Interest Rate
APY

Certificate of Deposit and IRA

Minimum Opening Deposit:
$2,000 – Personal
$10,000 – Business

 
 

1 year

0.25%
0.25%

2 years

0.30%
0.30%

3 years

0.40%
0.40%

4 years

0.40%
0.40%

5 years

0.50%
0.50%

Testimonials

"Florida Capital Bank continues to be a solid resource for all types of banking services."

Mike Underwood, M.L. Underwood Construction

"It's time to make a change to the experienced bankers at Florida Capital Bank. "

Bart Worley, Premiums, Promotions & Imports

"You are extremely responsive and the customer service is outstanding."

Lynn Balaban, Lynn Balaban, CPA, P.A.

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